401(k) Financial Planning Retirement Income Retirement Planning Taxes in Retirement Uncategorized

Secure act 2.0 relevant Changes

In the waning hours of 2022, Congress passed a $1.7 trillion omnibus spending bill. The Consolidated Appropriations Act of 2023 was introduced December 20th and just before Christmas this legislation was rushed through the senate and house of representatives, and finally signed into law by President Biden. Inserted into the legislation was a host of […]

Economic Outlook Financial Planning Uncategorized

Inflation Adjusted Spending Plan

The rising cost of goods and services has many folks concerned, and some folks down right panicked. Historic inflation is making headlines and rightly so. As this article is being penned, inflation is at a 41-year high. May 2022 year over year inflation was 8.6%, and Core CPI which excludes volatile food and energy costs […]

401(k) Retirement Income Retirement Planning Uncategorized

Retiring During Rising Interest Rates

Year over year inflation was 10.32%. The Federal Reserve hiked interest rates to over 19%. A 3-month CD was yielding 18.3%, and mortgage rates topped 16%. The year was 1981. Fast forward 42 years. Year over year inflation in the US has topped 8% as of March 2022. Will it reach 1981 levels? Who knows […]

Economic Outlook Market Analysis Market Trends Quarterly Update Uncategorized

Quarterly Market Overview – Royal Fund Management

We started the 1st quarter 2022 after a strong 4th quarter 2021. The S&P500, DJIA and NASDAQ all finished the year at or near all-time highs.  The market was unable to build on the December gains, and we hit some turbulence starting about the second week of January.  We had not experienced a full 10% […]

Economic Outlook Quarterly Update Uncategorized

Quarterly Market Overview- Royal Fund Management

September is historically the worst month of the year for stocks, and it proved it in a big way this time. The S&P500 finished September with a loss of 4.8% but squeaked out a gain of .2% for the 3rd quarter 2021. It was widely anticipated that some profit taking was likely near as the […]

Estate Planning Financial Planning PT5 Planning Philosophy Retirement Planning Uncategorized

Ancient Wisdom of Pharaoh’s Dreams

Every workday I spend 30 minutes reading. This habit developed about 5 years ago after I was introduced to the world of personal development by my good friend Kevin. He’s been a big influence on my life, usually leading me to be a better person by example.  I try to read books about topics that […]

News Retirement Planning Triplett-Westendorf Financial Group Uncategorized

Perspectives February 2020 Lifestyle eNewsletter